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Apartment & Housing Loans

Secured by apartments and houses — up to 90% of appraised value, 7–20% p.a.

Up to 90%
Of appraised value
From 7% p.a.
Interest rate
Nationwide
Apartments & houses
Individuals + Businesses
Eligible

Product Overview

📌 Overview

  • Borrowers able to provide real estate collateral
  • Borrowers seeking an additional secured loan
  • Loan amount: KRW 5 million – 5 billion
  • Interest rate: 7–20% p.a.
  • Rate varies by credit rating

💰 Terms

  • Limit: up to 90% of appraised value
  • Interest rate: from 7% p.a.
  • Processing: same-day loan
  • Brokerage fee: none
  • Registration costs: separate

📋 Required Documents

  • Title certificate, seal certificate
  • Resident registration (abstract & full)
  • ID card, registered seal
  • Proof of income
  • Others (varies by case)

⭐ Features

  • Higher limit with proof of income
  • Estimated income also accepted
  • Possible with seizure, provisional seizure or provisional registration
  • Properties needing auction-withdrawal funds accepted

Loan Conditions

ItemDetails
CollateralApartments and houses nationwide
EligibilityThose able to pledge real estate owned by themselves or a third party
Those seeking an additional real estate secured loan
Loan limitUp to 90% of appraised value
Interest rate7–20% p.a. (varies by creditworthiness)
RepaymentBullet, equal principal & interest, or installment
Early repayment feeWithin 0.5–2.5% of the repaid amount
Brokerage feeNone (KRW 0)
Registration costsSeparate

Loan Process

1

Inquiry

By phone or online

2

Documents

Submit required documents

3

Review

Loan eligibility review

4

Appraisal

Collateral appraisal

5

Contract

Loan agreement signed

6

Disbursement

Loan funds released

Get a free consultation today

Our specialists will find the optimal financing terms and structure for you.

📞 +82-10-6807-1079 ✏️ Online Inquiry