Special-Purpose Loans & Structured Finance

Within 20% p.a.
Funding rate
KRW 100B+
Large-scale funding
PE · Corporate
Institutional · Private
Funding sources
34
Special-purpose products

Product Overview

Structured finance and loans are offered in the following categories

🏗️ Real Estate & Development Finance

Real estate secured loans (all property types)
Bridge loans (short-term funding until main PF)
Balance loans (after down & interim payments)
Refinancing (repay existing loans, add new funds)
Project financing (construction loans)
Pre-completion loans (final construction costs)
Regional housing associations (bridge · refinancing · main PF)
Reconstruction & redevelopment (initial funding)
Development agency (project execution)
Joint development (landowners & other investors)

🏬 Sales & Sector-Specific Loans

Interim payment loans (group loans for buyers)
Sale balance loans (multi-family housing buyers)
Unsold retail space loans (after pre-leasing)
Medical business loans (pharmacies, hospitals, care homes)
Lodging business loans (motels, hotels — increased funding)
Factory business loans (manufacturing — higher limits)
Church loans (real estate secured)
Income-producing property (monthly rental income)

📊 Securitization & Structured Investment

Asset-backed loans — ABL (development profit loans)
NPL (non-performing secured loan financing)
Sale and leaseback
Strategic investment (long-term goals, exit after gains)
Financial investment (short-term returns, sale gains, dividends)
Equity investment (when own capital is insufficient)
Mezzanine finance (between equity and debt)
Block deals (large share sale/purchase agreements)
RePo (share repurchase agreements)

💼 Corporate, Working Capital & M&A

Trade finance (export & import funding)
Call money loans (on-demand short-term borrowing)
Receivables securitization (accounts receivable loans)
M&A (mergers & acquisitions)
Deposit funds (all types of proof of funds)
Business loans (sole proprietors & corporations)
Card merchant loans (assignment of card receivables)

Funding Terms

Item	Details
Scope of arrangement	Extension, top-up and increase of existing loans; land purchase balances; defect-resolution and initial project costs; purchase, emergency, settlement and operating funds; all-in development loans; construction, completion and securitization funds — arrangement of all real estate loans and financial / non-financial loans
Funding rate	Within 20% p.a.
Rate basis	Differentiated by product, term, exit method, collateral valuation and borrower's credit score
Funding sources	Private equity funds (targeted investors) · corporate investment (direct) · financial institutions (one-stop arrangement) · private capital (direct from individual investors)
Funding limit	Sole proprietors up to KRW 6 billion / corporations KRW 6 billion+ (higher amounts possible depending on scale; large-scale funding of KRW 100 billion+ available)
Loan conditions	Rates vary by borrower credit, terms by collateral (LTV), and repayment by exit method

※ Types and terms of structured finance and loans may change with market conditions; please consult a financial institution or professional for specifics.
※ Loan terms vary by repayment structure and asset; please confirm before proceeding.

Required Documents

📁 Project & Property

Business plan (summary)
Real estate purchase agreement
Land schedule (full)
Building permit (opinion)
Appraisal report or desk valuation
Property register or trust register

📁 Funding & Repayment

Equity deposit records (evidence)
Feasibility analysis (Excel)
Loan request (amount required)
Use of funds plan
Detailed repayment plan

📁 Borrower & Transactions

Existing loan transaction confirmation
Borrower documents (business reg., corporate register, financials)
Project history to date (free format)