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Other Real Estate Secured Loans

Secured by real estate nationwide — up to 80% of appraised value, 7–18% p.a.

Up to 80%
Of appraised value
From 7% p.a.
Interest rate
Nationwide
Land, forest & farmland
Individuals + Businesses
Both eligible

Product Overview

📌 Overview

  • Borrowers able to provide real estate collateral
  • Borrowers seeking an additional secured loan
  • Loan amount: KRW 10 million – 5 billion
  • Interest rate: 7–18% p.a.
  • Rate varies by credit rating

💰 Terms

  • Limit: up to 80% of appraised value
  • Interest rate: from 7% p.a.
  • Processing: same-day loan
  • Brokerage fee: none
  • Registration costs: separate

🏘️ Collateral Types

  • Land (sites, forest, farmland, etc.)
  • Factories / warehouses
  • Motels / lodging facilities
  • Other real estate

📋 Required Documents

  • Title certificate, seal certificate
  • Resident registration (abstract & full)
  • ID card, registered seal
  • Proof of income
  • Others (varies by case)

Loan Conditions

ItemDetails
CollateralReal estate nationwide (land, forest, farmland, lodging, etc.)
EligibilityThose able to pledge real estate owned by themselves or a third party
Those seeking an additional real estate secured loan
Loan limitUp to 80% of appraised value
Interest rateFrom 7% p.a. (varies by conditions)
RepaymentBullet, equal principal & interest, or installment
Brokerage feeNone (KRW 0)

Loan Process

1

Inquiry

By phone or online

2

Property Review

Preliminary collateral review

3

Documents

Submit required documents

4

Appraisal

Professional appraisal

5

Approval

Credit review & approval

6

Disbursement

Loan funds released

Get a free consultation today

Our specialists will find the optimal financing terms and structure for you.

📞 +82-10-6807-1079 ✏️ Online Inquiry